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All agents are NOT a like! Find out why I am a top real estate expert. Call me: 715-425-9102.

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Welcome! Here You Can Find Great Information on Buying and Selling Real Estate in Western Wisconsin and Eastern Minnesota 

Looking for homes for sale in River Falls or homes for sale in Hudson? Or are you looking for all homes for sale in Western Wisconsin and Eastern Minnesota. Search everything the web has to offer, right here! Don't miss my Feature Homes for Sale. 

Need local real estate information? I've summarized much of what is important about the River Falls real estate market and the surrounding communities of Western Wisconsin and Eastern Minnesota in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top River Falls real estate agent, I have the experience and track record you are looking for. Please let me help. 

- Randy Cudd 

 



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Real Estate Tips
About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Randy Cudd, REALTOR®, real estate agents and broker for River Falls Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Randy Cudd
Keller Williams Integrity Real Estate

Serving Western Wisconsin and Eastern Minnesota
Hudson WI 54016
Office: 715-425-9102
MN Cell: 651-503-2729
WI Cell: 715-441-4260
Aaron's Cell: 715-441-9466
Sara's Cell: 651-208-5770
RandyCudd@NUMBER1EXPERT.com
Randy's Email: randy@randycudd.com
Aaron Cudd: aaron@randycudd.com
Sara Curti: sara@randycudd.com
Vonnie Cudd: vonnie@randycudd.com

Our goal is to treat you, the client, like family and make your Real Estate experience a great one! We want to be your one and only agent as well as building a lasting friendship with your family along with ours. Call or email us anytime with any questions or if you would like to set up a private showing to see any property on the market.

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